FundedMinds
Your room on a Trade Now Pay Later (TNPL) account
Pick a size to see the rules in dollars. Same scale for every firm, so the lines compare.
Not scored: a sourced input is missing Verified A firm is scored on its best program that has every sourced input; a gap means Not scored, never a guessed number.
The terms
Read from the firm's own pages. Anything it does not publish says so.
- Challenge models
- Not published
- Simulated capital
- $100K
- Profit split
- 90%
- Profit target
- 5% / 10%
- Daily loss limit
- 4%
- Max loss
- 8%, type not stated by the firm
- Minimum days
- 5
- Consistency
- Not published
- News trading
- Not published
- Payout speed
- Not published
- Payout methods
- crypto
- Platforms
- Not published
- Checked
- 2026-09-25, whaleprop.com
Sources per field are listed in the rail. Checked 2026-09-25. Every value links to the page we read it on.
Size your trades from the daily limit
The number that ends most challenges is the daily loss limit, not the total one. On a $100,000 account that is roughly $4,000 in a day at this firm's 4% daily rule. Risk 1% per trade and five losing trades on one day already take you to the edge, so many traders cap themselves at half the daily limit.
Verdict
Whale Prop runs a verify structure with a 90% split with up to $100K simulated capital. Payout speed is not published. Trading involves risk and results are not guaranteed.
Before you pay: its 4% daily drawdown is measured as stated on its terms, so size positions from that number, not from the headline capital.
Scorecard
Not scored: none of its programs has every sourced value yet. Every value below comes from the firm’s own published terms.
Scores update as terms are verified.
For and against
For
- Published terms on record and checked
- Splits published up front: up to 90%
- Capital to $100K
- Source on file: https://whaleprop.com/faq
Against
- Payout speed not published
Rules per model
Each model the firm sells, read from its own page. The exact page sits under each row.
Trade Now Pay Later (TNPL)
- Steps
- 2
- Profit target
- 5% / 10%
- Daily drawdown
- 4%
- Max drawdown
- 8%, type not stated by the firm
- Minimum days
- 5
- Profit split
- 90%
- Entry price
- $199
Source: whaleprop.com
Payout and platform
- Processing
- Not published
- Methods
- crypto
- Refund policy
- Not published
- Reset cost
- Not published
- Instruments
- Crypto
- Spread
- Not published
- Data feed
- Not published
Related Crypto firms
Drawn from the same market, on the same cards as the home page.
- -$6,000-$4,000/day$10,000
Entry $59 to $1,299Profit split 80%
- -$10,000-$5,000/day$8,000
Profit split 80%
- -$6,000-$3,000/day$12,000
Entry $60 to $838Profit split 80%
