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Topstep

Futures, Chicago, est. 2010, verified 2026-09-25

Topstep runs a 90% split, up to $150K simulated capital, entry from $95 to $229 a month, 3 challenge models. Every value below comes from its own pages, and a gap stays a gap.

Your room on a Topstep Trading Combine $50K account

Pick a size to see the rules in dollars. Same scale for every firm, so the lines compare.

Account size

74 /100 Verified A firm is scored on its best program that has every sourced input; a gap means Not scored, never a guessed number.

The terms

Read from the firm's own pages. Anything it does not publish says so.

Challenge models
1-step
Simulated capital
$150K
Profit split
90%
Profit target
6%
Daily loss limit
Not published
Max loss
4% / 3% trailing (end of day)
Minimum days
2
Consistency
Not published
News trading
Not published
Payout speed
Not published
Payout methods
Aeropay
Platforms
TopstepX
Checked
2026-09-25, topstep.com

Sources per field are listed in the rail. Checked 2026-09-25. Every value links to the page we read it on.

Verdict

Topstep runs a 1-step structure with a 90% split with up to $150K simulated capital. Payout speed is not published. Trading involves risk and results are not guaranteed.

Scorecard

Room (40) 62
Daily room (20) 100
Split (20) 77
Cost (20) 69

Monthly subscription. Scored on the first month’s fee; you pay it again every month until you pass.

Strongest part is daily room at 100/100 (weight 20); weakest is room at 62/100 (weight 40). Room carries the most weight. Cost uses the first month’s fee only; it is scored like a one-time fee and repeats every month until you pass.

For and against

For

  • Published terms on record and checked
  • Trading since 2010
  • Domiciled in Chicago
  • Splits published up front: 90%
  • Capital to $150K
  • Source on file: https://www.topstep.com/live-funded-account-rules

Against

  • Daily drawdown not published
  • Payout speed not published

Rules per model

Each model the firm sells, read from its own page. The exact page sits under each row.

Topstep Trading Combine $50K
Steps
1
Profit target
6%
Daily drawdown
Not published
Max drawdown
4% trailing (end of day)
Minimum days
2
Profit split
90%

Source: help.topstep.com

Topstep Trading Combine $100K
Steps
1
Profit target
6%
Daily drawdown
Not published
Max drawdown
3% trailing (end of day)
Minimum days
2
Profit split
90%

Source: help.topstep.com

Topstep Trading Combine $150K
Steps
1
Profit target
6%
Daily drawdown
Not published
Max drawdown
3% trailing (end of day)
Minimum days
2
Profit split
90%

Source: help.topstep.com

Payout and platform

Processing
Not published
Methods
Aeropay
Refund policy
Not published
Reset cost
Not published
Instruments
Futures
Spread
Not published
Data feed
Not published

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